Terms of Service

Last Updated: July 2026

Welcome to Joseph Ochonu Resources (“we,” “our,” or “us”). By purchasing, downloading, accessing, or using any products from our store, you agree to the following Terms of Service.

1. About Us

Joseph Ochonu Resources provides digital products, including but not limited to:

Project management templates
Dashboards and reporting systems
Toolkits and playbooks
Business templates and frameworks
Educational resources and digital downloads

All products are delivered electronically.

2. Digital Product Delivery

All products sold on this store are digital products.
Upon successful payment, customers will receive access to download their purchased products.
No physical items will be shipped.
Customers are responsible for providing accurate contact information during checkout.

3. License & Permitted Use

When you purchase a product from Joseph Ochonu Resources, you receive a single-user, non-exclusive, non-transferable license to use the product.

You may:

✅ Download and use the products for personal or business purposes
✅ Customize templates for your own projects and operations
✅ Use the products internally within your organization

4. Prohibited Uses

You may not:

❌ Resell, redistribute, or sublicense our products
❌ Share downloaded files publicly or privately with third parties
❌ Upload products to marketplaces, websites, or file-sharing platforms
❌ Claim ownership of our products or templates
❌ Remove copyright notices or branding where applicable
❌ Use our products to create competing products for resale

Unauthorized distribution or commercial redistribution is strictly prohibited.

5. Intellectual Property

All content, templates, dashboards, designs, frameworks, text, graphics, branding, and digital resources available through Joseph Ochonu Resources remain the intellectual property of Joseph Ochonu Resources unless otherwise stated.

Purchasing a product does not transfer ownership or intellectual property rights.

6. Refund Policy

Due to the nature of digital products and instant access to downloadable materials, all sales are final.

We generally do not offer refunds, exchanges, or cancellations once a product has been downloaded or accessed.

However, if you experience:

Corrupted files
Duplicate purchases
Missing downloads
Technical delivery issues

Please contact us, and we will make reasonable efforts to resolve the issue promptly.

7. Product Updates

Some products may include future updates at our discretion. We reserve the right to improve products, add new templates or features, modify product content, or discontinue products. Future updates are not guaranteed unless explicitly stated on the product page.

8. Educational Purpose Disclaimer

Our products are intended for educational, informational, and productivity purposes. We do not guarantee employment outcomes, business success, financial results, project outcomes, or professional certifications. Results depend on individual circumstances and implementation.

9. Limitation of Liability

To the maximum extent permitted by law, Joseph Ochonu Resources shall not be liable for loss of profits, business interruption, loss of data, indirect or consequential damages, or decisions made using our products or templates. Products are provided on an “as-is” and “as-available” basis.

10. User Responsibilities

Customers are responsible for maintaining secure access to downloaded files, ensuring software compatibility, using products appropriately and lawfully, and keeping backup copies of purchased resources.

11. Privacy

We respect your privacy. Personal information collected during purchases is used solely for order processing, product delivery, customer support, transaction records, and optional marketing communications where consent is provided. We do not sell customer information to third parties.

Please refer to our Privacy Policy for additional information.

12. Governing Law

These Terms of Service shall be governed and interpreted in accordance with applicable laws in the Federal Republic of Nigeria, without regard to conflict of law principles.